Third Party Auto Insurance
This covers you if you are in an accident with another motorist and are at fault. This coverage will repair damage caused by you; it will not, however, cover the damage to your own vehicle.
This type of insurance is the minimum required by law to drive in Barbados.
Comprehensive Auto Insurance
This covers you and your vehicle! If you are in an accident with another motorist the damage caused by you to the other vehicle is covered as well as the damage to your own vehicle.
If you are not at fault this will still cover the repairs to your vehicle!